On average, patients are approved for a Six Month Smiles treatment at $99/month* or less for 60 months at 13.99% APR or better.
**Financing offered through LendingClub Patient Solutions can help you pay for the treatment your dental professional recommends. Before checking to see whether you prequalify for financing through LCPS, please review the LCPS site to learn about the types of financing available. During the application process, you will be asked how much you wish to borrow. Please consult Six Month Smiles and your dental provider to understand the cost of treatment and any available insurance coverage.
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Each Provider decides their cost for Six Month Smiles treatment. A typical Six Month Smiles treatment costs between $3,500 and $5,000. If you have a Six Month Smiles Provider and know what they charge, then apply for that specific amount. If you have not found a Provider, $5,000 is a recommended amount to apply for. Submit a Request A Consultation form and our Patient Advocate will locate a provider near you.
You can apply for a provider's treatment quote at this page, without needing to leave the office. Click "Get Started" to begin your application on the LendingClub Patient Solutions website. You will discover your options in minutes, allowing you to begin treatment promptly.
You will receive a letter from LendingClub Patient Solutions' bank partner regarding the status of your application. If a friend or family member is applying on your behalf, have them indicate you as the patient on the application. If you don't prequalify, contact our Patient Advocate for help finding a provider near you. Providers may have other payment and financing options available.
Your reference number is located on the approval email you will receive from LendingClub Patient Solutions after you have been approved. This is called your Application ID.
After you have been prequalified and completed your consultation, select a financing option with LendingClub Patient Solutions. You or your provider will need to fill out this form to verify your information and final treatment cost. Once our Patient Advocate confirms the amount, you will receive an email from LendingClub Patient Solutions detailing how you can obtain and complete your financing documents.
*Length of treatment, terms, pricing, and conditions may vary based on your individual diagnosis. Other treatments may be required before Six Month Smiles to ensure the best possible results. 6 Months is the historical average treatment time.
*$99 monthly payment assumes a 60 month term Fixed Rate Plan loan with an amount financed of $4,250 with an APR of 13.99%. Actual monthly payment amount and APR may vary based on amount financed, term and credit history. Subject to credit approval. An average Six Month Smiles treatment costs between $3,500 and $5,000, but your doctor will determine the cost of your treatment based on how complex your case is.