On average, patients are approved for a Six Month Smiles treatment at $99/month* or less for 60 months at 13.99% APR or better.
**Financing offered through LendingClub Patient Solutions can help you pay for the treatment your dental professional recommends. Before checking to see whether you prequalify for financing through LCPS, please review the LCPS site to learn about the types of financing available. During the application process, you will be asked how much you wish to borrow. Please consult Six Month Smiles and your dental provider to understand the cost of treatment and any available insurance coverage.
Please submit the form below.
Each Provider decides their cost for Six Month Smiles treatment. If you have not found a Provider, $5,000 is a recommended amount to apply for. If you have a Six Month Smiles Provider and know what they charge, then apply for that specific amount. You will always be approved for the maximum amount you qualify for based on your credit portfolio.
You can apply here for Provider's treatment quote without needing to leave the office. You will discover your options in minutes, allowing you to begin treatment.
You will receive a letter from Lending Club's bank partner reviewing your application. If you have a friend or family member willing to apply for you on their behalf, have them apply indicating you as the patient.
Your reference number is located on the approval email (bottom left) that you receive from Lending Club.
If you are ready to move forward with treatment and get funded, please contact our Patient Advocate, Veronica, to verify treatment cost and case acceptance. Before you contact Veronica, make sure to login to your Lending Club portal to verify your loan amount. Loan documents will be generated and sent to you via email for final approval and eSign.
*Length of treatment, terms, pricing, and conditions may vary based on your individual diagnosis. Other treatments may be required before Six Month Smiles to ensure the best possible results. 6 Months is the historical average treatment time.
*$99 monthly payment assumes a 60 month term Fixed Rate Plan loan with an amount financed of $4,250 with an APR of 13.99%. Actual monthly payment amount and APR may vary based on amount financed, term and credit history. Subject to credit approval. An average Six Month Smiles treatment costs between $3,500 and $5,000, but your doctor will determine the cost of your treatment based on how complex your case is.